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Senior Credit Risk Analyst
We're Shop Direct, proud home of Very.co.uk, Littlewoods.com and 3,500 super-talented people. We're on a mission to transform retail. We want to provide the best shopping experiences for our 4 million customers by bringing together over 1,800 brands they love and flexible ways for them to spread the cost using credit. It’s what makes us tick; it’s what makes us the largest integrated digital and fintech retailer in the UK, and a very exciting place to work.
About the role.
As an Senior Credit Risk Analyst you will be making best use of the increasing amount of data available to make more informed credit lending decisions for our financial services business, ultimately creating value for our customers and Shop Direct.
Reporting to the Senior FS Manager, you will work with the business to help us make the right decisions at the right times. Whether it’s providing performance analytics on credit risk strategies, or strategy optimisation, you’ll be expected to provide customer outcome and commercial insight recommendations, communicating these in a compelling, impactful way to senior stakeholders.
You’ll work on multiple priorities within a fast paced, dynamic environment. You’ll need to be able to manage the expectations of stakeholders alongside prioritising your workload. You will play your part to meet the broader needs of the business and deliver a world class, personalised experience for our customer.
You’ll be surrounded by the best talent across Financial Services and the wider group – working collaboratively to fulfil the ambitions of the business and the Credit Risk Strategy Department.
Critical decisions are made here every day and acted upon immediately – giving you every chance to make a real impact, make decisions and quickly see the results.
You’re curious, analytical and logical by nature with a keen eye for detail. You have a degree in a numerate discipline, are highly proficient with SQL or SAS with advanced Microsoft Excel skills too. You have a proven record of developing and leading credit risk strategy changes. Experience of credit risk decision systems would also be advantageous but not essential.
We’re also interested in your softer skills - your ability to coach and develop other analysts, work with challenging stakeholders along with the ability to solve complex problems and relay solutions in a simple, clear and concise way.
Working at pace with competing and changing priorities doesn’t faze you - you thrive in that type of environment, you’re not afraid to challenge the status quo.
Customer outcome focussed and commercially aware with the ability to present your findings into actionable business recommendations, you’re comfortable in dealing with stakeholders at all levels.
There is very little hierarchy here and if you were to join us, you would be expected to have a voice and the confidence to use it.
The teams here are passionate, innovative and committed. We expect you to be same.
- £1000 flexible benefits allowance
- 30 days holiday + bank holidays + option to buy or sell 5
- Onsite gym with over 25 classes
- 25% discount on our Very.co.uk clothing and footwear, 15% off home and electricals
- Health and wellbeing agenda
- Childcare vouchers
- Private pension matched at 6%
- Bonus potential (performance and business related)
- On-site discounted restaurant and coffee houses
- Cycle to work scheme
- Free on-site parking *Subject to availability and postcode eligibility
- Flexible working options
How to apply.
If you're interested to find out more please contact Chris Nicholasin the talent acquisition team at Shop Direct or apply online.
Please note that the talent acquisition team are managing this vacancy directly, and if successful in securing this role, you may be required to undertake a credit, CIFAS and CRB check.
If you’re a current employee of Shop Direct, please apply via Talent Online as an internal applicant.
We're an equal opportunity employer and value diversity at our company. We do not discriminate on the basis of race, religion, colour, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.