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Graduate Credit Risk Analyst

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About us.

We're Shop Direct, proud home of, and 3,500 super-talented people. We're on a mission to transform retail. We want to provide the best shopping experiences for our 4 million customers by bringing together over 1,800 brands they love and flexible ways for them to spread the cost using credit. It’s what makes us tick; it’s what makes us the largest integrated digital and fintech retailer in the UK, and a very exciting place to work.

About the role.

As a Credit Risk Strategy Analyst you will be making best use of the increasing amount of data available to make more informed decisions for our in life credit risk decision strategies including interest rates, credit limits and authorisations.

Reporting to the FS Manager – Credit Analyst, you will work with the business to help us make the right decisions at the right times. Whether it’s providing performance analytics on strategies, or supporting the development of statistical models for optimisation, you’ll be expected to provide insight and recommendations on customer and commercial outcomes.
You’ll work on multiple priorities within a fast paced, dynamic environment and you’ll need to be able to manage your time and prioritise your workload. You will play your part to meet the broader needs of the business and deliver a world class, personalised experience for our customer.
You’ll be surrounded by the best talent across Financial Services and the wider group – working collaboratively to fulfil the ambitions of the business and the Credit Risk Strategy department.
Critical decisions are made here every day and acted upon immediately – giving you every chance to make a real impact, supporting decisions and quickly seeing the results

About You

You’re curious, analytical and logical by nature with a keen eye for detail.
Experience in SQL or SAS is desirable but not essential. You will have excellent Microsoft Excel skills too, but we’re also interested in your softer skills - your ability to collaborate and build effective working relationships across the wider Shop Direct analyst community.
You’re highly numerate with a degree in a relevant discipline. You enjoy working on complex problems and will support with developing solutions.
Working at pace with competing and changing priorities doesn’t faze you - you thrive in that type of environment and you look for opportunities to make improvements.
There is very little hierarchy here and if you were to join us, you would be expected to have a voice and the confidence to use it.
The teams here are passionate, innovative and committed. We expect you to be same.

Our benefits.

  • £250 flexible benefits allowance
  • 27 days holiday + bank holidays + option to buy or sell 5
  • Onsite gym with over 25 classes
  • 25% discount on our clothing and footwear, 15% off home and electricals
  • Health and wellbeing agenda
  • Childcare vouchers
  • Private pension matched at 6%
  • Bonus potential (performance and business related)
  • On-site discounted restaurant and coffee houses
  • Cycle to work scheme
  • Free on-site parking *Subject to availability and postcode eligibility
  • Flexible working options

How to apply.

This is a fantastic opportunity for a capable analyst looking for their next career move. If you're interested to find out more please contact Hayley Denson in the talent acquisition team at Shop Direct or apply online.

Please note that the talent acquisition team are managing this vacancy directly, and if successful in securing this role, you may be required to undertake a credit, CIFAS and CRB check.

We're an equal opportunity employer and value diversity at our company. We do not discriminate on the basis of race, religion, colour, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.

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